Freedom Account
Freedom Retirement Income Solution
Commentary and News
Portfolio Models
Contact Us

Freedom Retirement Income Solution

Create a Lifetime Income Stream
Living longer should be a goal, not a risk factor in your retirement plan. The Freedom Retirement Income Solution recognizes and addresses your concerns about outliving your wealth. By moderately increasing the portfolio's equity exposure, the program seeks to balance market risk – the volatility in the value of your investments – with longevity risk, the chance of depleting your assets.

Enjoy all of the benefits of Freedom, including annual rebalancing, constant monitoring of managers and updated forward-looking assumptions, with added focus on ensuring you have the income you need in retirement.

A 65 year-old man has a 50% chance of living beyond age 85.

A 65 year-old woman has a 50% chance of living beyond age 88.

And a couple, both aged 65, has a 50% chance that one of them will live to age 92, and a 25% chance that one will live to age 97.

Source: Metlife, The Metlife Retirement Income Study:
The Silent Generation Speaks, June 2006

 
Raymond James & Associates, Inc. member New York Stock Exchange / SIPC and Raymond James Financial Services, Inc. member FINRA / SIPC are subsidiaries of Raymond James Financial, Inc.