Mutual Fund & ETF Portfolio Models

Mutual Fund Portfolio Models

Your Freedom Mutual Fund Account includes one of eight investment approaches ranging from conservative to global equity. Based on your goals and personal tolerance for risk, your advisor will help you select the model that's right for you.

• Conservative Strategy
  (30% Equity / 63% Fixed Income / 7% Alternative)
• High Income Strategy
  (27% Equity / 73% Fixed Income / 0% Alternative)
• Conservative Balanced Strategy
  (46% Equity / 44% Fixed Income / 10% Alternative)
• Balanced Strategy
  (60% Equity / 32% Fixed Income / 8% Alternative)
• Balanced with Growth Strategy
  (70% Equity / 17% Fixed Income / 13% Alternative)
• Growth Strategy
  (86% Equity / 2% Fixed Income / 12% Alternative)
• Aggressive Growth Strategy
  (88% Equity / 2% Fixed Income / 10% Alternative)
• Global Equity Strategy
  (80% Equity / 2% Fixed Income / 12% Alternative / 6% Allocation)
• Equity Income
  (89% Equity / 2% Fixed Income / 9% Alternative)
• Equity Income Balanced
  (51.5% Equity / 40% Fixed Income / 8.5% Alternative)
• Flexible Equity
  (72.5% Equity / 2% Fixed Income / 8% Alternative / 17.5% Allocation)
• Flexible Equity Plus
  (60% Equity / 18% Fixed Income / 14% Alternative / 8% Allocation)

ETF Portfolio Models

Your Freedom ETF Account includes one of Seven investment approaches ranging from conservative to global equity. Based on your goals and personal tolerance for risk, your advisor will help you select the model that's right for you.

• ETF Conservative Strategy
  (30% Equity / 65% Fixed Income / 5% Alternative)
• ETF Conservative Balanced Strategy
  (46% Equity / 45% Fixed Income / 9% Alternative)
• ETF Balanced Strategy
  (60% Equity / 33% Fixed Income / 7% Alternative)
• ETF Balanced with Growth Strategy
  (70% Equity / 17% Fixed Income / 13% Alternative)
• ETF Growth Strategy
  (86% Equity / 2% Fixed Income / 12% Alternative)
• ETF Aggressive Growth Strategy
  (88% Equity / 2% Fixed Income / 10% Alternative)
• ETF Global Equity Strategy
  (86% Equity / 2% Fixed Income / 12% Alternative)

* Mutual funds are sold by prospectus only. Investors should consider the investment objectives, risks, charges and expenses of an investment company carefully before investing. The prospectus contains this and other information about an investment company and is available from your financial advisor. The prospectus should be read carefully before investing.

An exchange-traded fund, or ETF, is a type of investment company whose investment objective is to achieve a return similar to that of a particular market index. An ETF will invest in either all of the securities or a representative sample of the securities included in the index they track. ETFs may be bought or sold throughout the day in the secondary market, but are generally not redeemable by retail investors for the underlying basket of securities they track. Clients likely to find a Freedom ETF strategy most appropriate are those willing to accept market-like returns, lower management fees and operating expenses, with little potential for the individual ETFs to outperform the indices they track. Mutual funds are typically actively managed, and as a result, the underlying management fees and operating expenses assessed by the fund companies are generally higher than those for ETFs (1% to 1.5% for mutual funds versus .20% to .30% for ETFs). Potential investors should understand that the annual advisory fee charged in the Freedom ETF program is in addition to the management fees, operating expenses, and other expenses associated with an investment in ETFs.