Effective investment planning cannot be left to chance. With the Freedom Account, you can set your financial future in the right direction and know that Raymond James will be there to help keep your goals on track.


This suite of solutions was built to encompass a wide range of investment strategies to help match your investment style to your lifestyle. Get acquainted with your portfolio choices, from capital protection to asset growth, by first selecting a portfolio type and then sorting based on your risk tolerance or investing objective. As always, your financial advisor can guide you based on your personal goals.

A spectrum of seven core investment approaches ranging from conservative to aggressive. In addition, specialty portfolios feature allocations built for equity income, optimizations for retirement, and focused exposure to alternative investments, fixed income or international equities.

Investment vehicles include: Mutual funds

Combining carefully examined mutual funds and exchange-traded funds, Freedom Hybrid portfolios provide a cost-effective approach to active portfolio management. These portfolios are available in seven core investment approaches ranging from conservative to aggressive.

Investment vehicles include: Mutual funds and Exchange-traded funds

Low-cost, tax-efficient exchange-traded funds (ETFs) provide broad market exposure through asset allocation. These portfolios of stocks or bonds are designed to track a specific market index, combining the participation of an index fund with the trading flexibility of stocks.

Investment vehicles include: Exchange-traded funds

Unified managed accounts (UMAs) are generally populated with both mutual funds and separately managed accounts. This allows for investing in multiple separately managed accounts and mutual funds with the convenience of one account number. Core investment approaches range from conservative to aggressive, and specialty portfolios are also available.

Investment vehicles include: Separate accounts and Mutual funds

Designed for high-net-worth and institutional investors, the services and portfolios of the Institutional Consulting Services team are accessible through your financial advisor. Raymond James Institutional Portfolios are designed to accommodate various goals and risk profiles for institutions with their mission in mind. Fully diversified and differing in their fixed income exposure, these portfolios are available in moderate, moderate growth and growth allocations, and constructed using our institutional four-step investment process.

Investment vehicles include: Separate accounts, Exchange-traded funds and Mutual funds (investment options are available without mutual funds)

Freedom Foundation Portfolios use mutual funds to achieve similar asset allocations to some of the most popular Freedom portfolios, and are designed to help investors build a solid financial foundation.

Investment vehicles include: Mutual funds.


Investment Objective

Investment Minimum

Tax Status

Not approved for rollover solicitations.

  • Aggressive Equity Strategy

    95% Equity

    2% Fixed Income

    3% Alternative

  • Aggressive Equity Qualified Strategy

    95% Equity

    2% Fixed Income

    3% Alternative

  • Balanced Strategy

    64% Equity

    33% Fixed Income

    3% Alternative

  • Balanced Municipal Strategy

    64% Equity

    33% Fixed Income

    3% Alternative

  • Balanced with Growth Strategy

    78% Equity

    17% Fixed Income

    5% Alternative

  • Balanced with Growth Municipal Strategy

    78% Equity

    17% Fixed Income

    5% Alternative

  • Balanced with Growth Qualified Strategy

    78% Equity

    17% Fixed Income

    5% Alternative

  • Conservative Balanced Strategy

    48% Equity

    52% Fixed Income

    0% Alternative

  • Conservative Balanced Municipal Strategy

    48% Equity

    52% Fixed Income

    0% Alternative

  • Conservative Strategy

    27.25% Equity

    72.75% Fixed Income

    0% Alternative

  • Conservative Municipal Strategy

    27.25% Equity

    72.75% Fixed Income

    0% Alternative

  • Equity Income Strategy

    71% Equity

    10.5% Fixed Income

    0% Alternative

    18.5% Allocation Strategy

  • Equity Income Balanced Strategy

    52% Equity

    48% Fixed Income

    0% Alternative

  • Equity Income Balanced Qualified Strategy

    52% Equity

    48% Fixed Income

    0% Alternative

  • Equity Income Qualified Strategy

    71% Equity

    10.5% Fixed Income

    0% Alternative

    18.5% Allocation Strategy

  • Flexible Equity Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Flexible Equity Plus Strategy

    78% Equity

    2% Fixed Income

    20% Alternative

  • Flexible Balanced Strategy

    65% Equity

    35% Fixed Income

    0% Alternative

  • Global Equity Strategy

    84% Equity

    2% Fixed Income

    14% Alternative

  • Global Equity Qualified Strategy

    84% Equity

    2% Fixed Income

    14% Alternative

  • Growth Equity Strategy

    93% Equity

    2% Fixed Income

    5% Alternative

  • Growth Equity Qualified Strategy

    93% Equity

    2% Fixed Income

    5% Alternative

  • High Income Strategy

    25% Equity

    61% Fixed Income

    14% Allocation Strategy

  • Defensive Conservative Strategy

    22% Equity

    22% Fixed Income

    6% Alternative

    50% Cash

  • Defensive Balanced Strategy

    38% Equity

    33% Fixed Income

    9%Alternative

    20%Cash

  • Defensive Growth Strategy

    56% Equity

    10% Fixed Income

    14% Alternative

    20% Cash

  • Alternative Investments Strategy

    0% Equity

    8% Fixed Income

    83% Alternative

    9% Allocation Strategy

  • Fixed Income Strategy

    0% Equity

    100% Fixed Income

    0% Alternative

  • International Equity Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Early Retirement Strategy

    61.75% Equity

    24% Fixed Income

    14.25% Alternative

  • Mid Retirement Strategy

    51.75% Equity

    35.5% Fixed Income

    12.75% Alternative

  • Senior Retirement Strategy

    36% Equity

    53% Fixed Income

    11% Alternative

  • ETF Aggressive Equity Strategy

    95% Equity

    2% Fixed Income

    3% Alternative

  • ETF Balanced Strategy

    64% Equity

    33% Fixed Income

    3% Alternative

  • ETF Balanced Municipal Strategy

    64% Equity

    33% Fixed Income

    3% Alternative

  • ETF Balanced with Growth Municipal Strategy

    78% Equity

    17%Fixed Income

    5% Alternative

  • ETF Balanced with Growth Strategy

    78% Equity

    17%Fixed Income

    5% Alternative

  • ETF Conservative Balanced Strategy

    48% Equity

    52% Fixed Income

    0% Alternative

  • ETF Conservative Balanced Municipal Strategy

    48% Equity

    52% Fixed Income

    0% Alternative

  • ETF Conservative Strategy

    27.25% Equity

    72.75% Fixed Income

    0% Alternative

  • ETF Conservative Municipal Strategy

    27.25% Equity

    72.75% Fixed Income

    0% Alternative

  • ETF Global Equity Strategy

    84% Equity

    2% Fixed Income

    14% Alternative

  • ETF Growth Equity Strategy

    93% Equity

    2% Fixed Income

    5% Alternative

  • Institutional Growth Strategy (IGNA)

    85% Equity

    0% Fixed Income

    15% Alternative

  • Institutional Moderate Growth Strategy (IMGNA)

    71% Equity

    17% Fixed Income

    12% Alternative

  • Institutional Moderate Strategy (IMNA)

    57% Equity

    34% Fixed Income

    9% Alternative

  • Institutional Traditional Growth Strategy (IGNB)

    100% Equity

    0% Fixed Income

  • Institutional Traditional Moderate Growth Strategy (IMGNB)

    78% Equity

    22% Fixed Income

  • Institutional Traditional Moderate Strategy (IMNB)

    64% Equity

    36% Fixed Income

  • Institutional Traditional Moderate Conservative Strategy (IMOINB)

    48% Equity

    52% Fixed Income

  • Institutional Traditional Conservative Strategy (ICNB)

    27.25% Equity

    72.75% Fixed Income

  • UMA Aggressive Strategy (ANB)

    94% Equity

    0% Fixed Income

    6% Alternative

  • UMA Aggressive Strategy (ANA)

    94% Equity

    0% Fixed Income

    6% Alternative

  • UMA Balanced Strategy (BNC)

    64% Equity

    36% Fixed Income

    0% Alternative

  • UMA Balanced Strategy (BNF)

    64% Equity

    33% Fixed Income

    3% Alternative

  • UMA Balanced Strategy (BNA)

    64% Equity

    36% Fixed Income

    0% Alternative

  • UMA Balanced Strategy (BNB)

    64% Equity

    36% Fixed Income

    0% Alternative

  • UMA Balanced Strategy (BNE)

    64% Equity

    33% Fixed Income

    3% Alternative

  • UMA Balanced with Growth Strategy (BGNC)

    78% Equity

    22% Fixed Income

    0% Alternative

  • UMA Balanced with Growth Strategy (BGNF)

    74% Equity

    17% Fixed Income

    9% Alternative

  • UMA Balanced with Growth Strategy (BGNA)

    78% Equity

    22% Fixed Income

    0% Alternative

  • UMA Balanced with Growth Strategy (BGNB)

    78% Equity

    22% Fixed Income

    0% Alternative

  • UMA Balanced with Growth Strategy (BGNE)

    74% Equity

    17% Fixed Income

    9% Alternative

  • UMA Conservative Balanced Strategy (CBNB)

    48% Equity

    52% Fixed Income

    0% Alternative

  • UMA Conservative Balanced Strategy (CBNA)

    48% Equity

    52% Fixed Income

    0% Alternative

  • UMA Dynamic Balanced Strategy (DBNA)

    55% Equity

    30% Fixed Income

    15% Alternative

  • UMA Dynamic Balanced with Growth Strategy (DBGNA)

    73% Equity

    7% Fixed Income

    20% Alternative

  • UMA Dynamic Equity Income (DEINA)

    71% Equity

    29% Fixed Income

    0% Alternative

  • UMA Dynamic Growth (DGNA)

    78% Equity

    2% Fixed Income

    20% Alternative

  • UMA Equity Income Balanced Strategy (EINA)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Strategy (EINC)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Equity Income Strategy (EIND)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EINE)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EIPA)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Strategy (EIPC)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Equity Income Strategy (EIPD)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EIPE)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EINB)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EINF)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EIPB)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Equity Income Balanced Strategy (EIPF)

    60% Equity

    40% Fixed Income

    0% Alternative

  • UMA Flexible Equity Strategy (FENA)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Flexible Equity Plus Strategy (FENB)

    80% Equity

    2% Fixed Income

    16% Alternative

    2% Allocation Strategy

  • UMA Global Strategy (GLNB)

    83% Equity

    0% Fixed Income

    17% Alternative

  • UMA Global Strategy (GLNA)

    83% Equity

    0% Fixed Income

    17% Alternative

  • UMA Growth Strategy (GNC)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Growth Strategy (GNF)

    91% Equity

    0% Fixed Income

    9% Alternative

  • UMA Growth Strategy (GNA)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Growth Strategy (GNB)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Growth Strategy (GNE)

    91% Equity

    0% Fixed Income

    9% Alternative

  • UMA US Equity (USNA)

    100% Equity

    0% Fixed Income

    0% Alternative

  • Aggressive Equity Hybrid Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Balanced Hybrid Strategy

    64% Equity

    36% Fixed Income

    0% Alternative

  • Balanced with Growth Hybrid Strategy

    78% Equity

    22% Fixed Income

    0%Alternative

  • Conservative Balanced Hybrid Strategy

    48% Equity

    52% Fixed Income

    0% Alternative

  • Conservative Hybrid Strategy

    27.25% Equity

    72.75% Fixed Income

    0% Alternative

  • Global Equity Hybrid Strategy

    84% Equity

    2% Fixed Income

    14% Alternative

  • Growth Equity Hybrid Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Balanced Foundation Strategy

    64%Equity

    36%Fixed Income

  • Balanced with Growth Foundation Strategy

    78%Equity

    22%Fixed Income

  • Conservative Balanced Foundation Strategy

    48% Equity

    52% Fixed Income

  • Equity Income Foundation Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Growth Equity Foundation Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • UMA Flexible Equity Balanced Strategy (FENC)

    65% Equity

    35% Fixed Income

    0% Alternative

  • UMA Flexible Equity Balanced Strategy (FEND)

    65% Equity

    35% Fixed Income

    0% Alternative

  • UMA Balanced with Growth Strategy (BGPF2)

    74% Equity

    17% Fixed Income

    9% Alternative

  • UMA Balanced with Growth Strategy (BGPC2)

    78% Equity

    22% Fixed Income

    0% Alternative

  • UMA Balanced Strategy (BPE2)

    64% Equity

    33% Fixed Income

    3% Alternative

  • UMA Balanced Strategy (BPF2)

    64% Equity

    33% Fixed Income

    3% Alternative

  • UMA Balanced Strategy (BPB2)

    64% Equity

    36% Fixed Income

    0% Alternative

  • UMA Balanced Strategy (BPC2)

    64% Equity

    36% Fixed Income

    0% Alternative

  • UMA Conservative Balanced Strategy (CBPA2)

    48% Equity

    52% Fixed Income

    0% Alternative

  • U.S. Equity Strategy

    98% Equity

    2% Fixed Income

    0% Alternative

  • Institutional Consulting Traditional Growth (IGPB)

    100% Equity

    0% Fixed Income

  • Institutional Consulting Traditional Moderate Growth (IMGPB)

    78% Equity

    22% Fixed Income

  • UMA Global Strategy (GLPB2)

    83% Equity

    0% Fixed Income

    17% Alternative

  • UMA Aggressive Strategy (APA2)

    94% Equity

    0% Fixed Income

    6% Alternative

  • UMA Aggressive Strategy (APB2)

    94% Equity

    0% Fixed Income

    6% Alternative

  • UMA Growth Strategy (GPE2)

    91% Equity

    0% Fixed Income

    9% Alternative

  • UMA Growth Strategy (GPC2)

    100% Equity

    0% Fixed Income

    0% Alternative

  • UMA Growth Strategy (GPF2)

    91% Equity

    0% Fixed Income

    9% Alternative

  • UMA Growth Strategy (GPB2)

    100% Equity

    0% Fixed Income

    0% Alternative